body { margin: 0; padding: 0; font-size: 12px; font-family: Arial, Helvetica, sans-serif; color: #6d5b3e; background: #fff; text-align: left; }

/* resets */
html { margin: 0; padding: 0; }
img, a img { border: none; }
form { margin: 0; padding: 0; border: none; }
table, tr, th, td { border-collapse: collapse; }
h1, h2, h3, h4, h5, h6, p, ul, li, ol, dl, dt, dd { margin: 0; padding: 0; font-size: 12px; line-height: 15px; }
ul, li { list-style: none; }

/* using <br class="clearing" /> to clear floats */
.clearing { clear: both; margin: 0; padding: 0; font-size: 1px; line-height: 0px; height: 0; }

a { text-decoration: underline; outline: none; color: #18479b; }
a:hover { color: #3f3320; }

#container { width: 960px; margin: 0 0 0 12px; padding: 0; text-align: left; position: relative; }

#header { width: 960px; height: 127px; position: relative; }
#logo { position: absolute; top: 30px; }
#headSearch { position: absolute; right: 0; top: 33px; text-align: right; }
#headSearch p { font-size: 10px; margin: 0; text-align: right !important; position: absolute; top: 0; right: 0; }
#headSearchTxt { width: 220px; height: 15px; border: 1px solid #9e9e9e; font-size: 11px; font-family: Arial, Helvetica, sans-serif; color: #666; margin: 0 5px 0 0; padding-left: 4px; float: left; display: inline; }
#headSearch div { position: relative; margin: 20px 0 0 0; }
#headSearch label.over { position: absolute; top: 3px; left: 7px; font-size: 11px; color: #666; }
* html #headSearch label.over { left: -260px; } /* for IE 6 */
*:first-child+html #headSearch label.over { left: 3px; } /* for IE 7 */
#headSearchSubmit { margin: 0; border: 0; float: left; display: inline; }
#nav { width: 960px; position: absolute; bottom: 0; left: 0; }
* html #nav { bottom: -1px; } /* for IE 6 */
*:first-child+html #nav { bottom: -1px; } /* for IE 7 */
#nav li { margin: 0 1px 0 0; padding: 0; float: left; display: inline; }
#nav li a { display: block; overflow: hidden; height: 21px; font-size: 14px; font-weight: bold; text-align: center; padding: 16px 0 0 0; color: #fff; text-decoration: none; }
*:first-child+html #nav li a { line-height: 15px; } /* for IE 7 */
#nav li a:hover { background-position: 0 -37px; color: #3f3320; }
li#navConsidering, li#navConsidering a { width: 277px; background: url(../images/nav_considering.gif) 0 0 no-repeat; }
/* first nav tab need exact inset set, other wise subnav wont line up: */
li#navConsidering a { width: 265px; text-align: left; padding: 16px 0 0 12px; }
li#navRIAs, li#navRIAs a { width: 159px; background: url(../images/nav_rias.gif) 0 0 no-repeat; }
li#navAffluent, li#navAffluent a { width: 231px; background: url(../images/nav_affluent.gif) 0 0 no-repeat; }
li#navBanks, li#navBanks a { width: 227px; background: url(../images/nav_banks.gif) 0 0 no-repeat; }
.considering li#navConsidering a, .rias li#navRIAs a, .affluent li#navAffluent a, .banks li#navBanks a, .considering li#navConsidering a:hover, .rias li#navRIAs a:hover, .affluent li#navAffluent a:hover, .banks li#navBanks a:hover { background-position: 0 -74px; color: #3f3320; }

#subnav { width: 960px; height: 26px; background: #bdab7d; }
#subnav ul { margin-left: 12px; }
#subnav ul li { float: left; display: inline; margin: 7px 28px 0 0; color: #3f3320; font-size: 11px; font-weight: bold; }
#subnav ul li a { color: #fff; text-decoration: none; }
#subnav ul li a:hover { color: #3f3320; }
.help #subnavHelp a, .serving #subnavServing a { color: #3f3320; cursor: default; }

#banner { width: 960px; margin: 0; position: relative; height: 154px; overflow: hidden; }
#banner.vid { height: 154px; background: url(../images/bkgd_banner-video.gif) 0 0 no-repeat; }
#banner .flashContent, #flashContent1, #flashContent2, #flashContent3, #flashContent4 { float: left; display: inline; margin: 22px 0 0 14px; }
#banner .vidQuote { float: left; display: inline; margin: 32px 0 0 27px; height: 105px; width: 420px; }
#banner .vidQuote p { font-size: 16px; line-height: 20px; font-family: Georgia, Times, 'Times New Roman', serif; color: #fff; letter-spacing: .5px; text-indent: -8px; padding-left: 8px; font-weight: normal; }
#banner .vidQuote p span { font-size: 12px; font-family: Arial, Helvetica, sans-serif; padding: 4px 0 0 8px; display: inline-block; }
#banner p.vidNav { position: absolute; left: 15px; bottom: 7px; display: none; }
#banner p.vidNav span { display: block; float: left; margin: 0 5px 0 0; color: #fff; text-align: center; width: 16px; height: 13px; padding: 2px 0 0 0; font-size: 11px; font-weight: bold; line-height: 11px; background: url(../images/bkgd_bannernav.gif) 0 0 no-repeat; cursor: pointer; }
#banner p.vidNav span.on, #banner p.vidNav span.current { background-position: 0 -15px; }
#banner p.vidNav span.current { cursor: default; }
#banner #bannerContent2, #banner #bannerContent3, #banner #bannerContent4 { display: none; }

#banner.photo { height: 165px; }
#banner .photoQuote { float: left; display: inline; margin: 22px 0 0 315px; height: 105px; width: 505px; }
#banner .photoQuote p { font-size: 18px; line-height: 24px; font-family: Georgia, Times, 'Times New Roman', serif; color: #325a6d; text-indent: -8px; padding-left: 8px; }
#banner .photoQuote p span { font-size: 12px; font-family: Arial, Helvetica, sans-serif; }

#bannerRIAs { width: 960px; height: 165px; background: url(../images/bkgd_banner-rias.jpg) 0 0 no-repeat; }

#bannerBanks { width: 960px; height: 165px; background: url(../images/bkgd_banner-banks.jpg) 0 0 no-repeat; }

#banner .learnMore { width: 184px; float: left; display: inline; background: #4e7a91; border: 1px solid #fff; padding: 10px 8px 14px 0; margin: 28px 0 0 84px; }
#banner .learnMore p { padding-left: 12px; color: #fff; font-size: 11px; line-height: 16px; }
#banner .learnMore p a { font-size: 13px; font-weight: bold; color: #fff; display: block; margin-top: 5px; }
#banner .learnMore p a:hover { color: #3f3320; }

#main { width: 960px; }

#sectNav { width: 167px; float: left; display: inline; margin: 33px 39px 0 0; }
#content { width: 495px; float: left; display: inline; }
#sidebar { width: 216px; float: left; display: inline; margin: 40px 0 0 0; }

/* class=main used for the four main section pages */
.main #content { width: 662px; margin: 0 30px 0 0; }
.main #sidebar { width: 230px; margin: 0; }

/* left hand navigation styles */
#sectNav ul { border-top: 2px solid #bbb; border-bottom: 2px solid #bbb; padding: 10px 0 1px 0; margin: 0 0 24px 0; }
#sectNav li { font-size: 12px; line-height: 15px; font-weight: bold; margin: 0 0 12px 0; color: #333; }
#sectNav li.hasSub { margin-bottom: 9px; }
#sectnav li.hasSub img { margin-left:-10px; }

.vidItem { width: 167px; margin: 0 0 24px 0; }
.vidItem h2 { font-size: 12px; line-height: 15px; margin: 0 0 8px 0; }
.vidItem p { font-size: 12px; line-height: 15px; }
.vidItem #leadingFlash, .vidItem .sectFlash { margin: 0 0 8px 0; }

/* content area styles */
#content h1 { font-size: 24px; line-height: 24px; font-weight: bold; color: #ea7217; padding: 0; margin: 0 0 10px 0; }
.main #content h1 { font-size: 20px; line-height: 20px; font-weight: bold; color: #ea7217; padding: 0; margin: 0 0 4px 0; }
#content p { font-size: 12px; line-height: 15px; margin: 0 0 16px 0; }
#content p.intro { font-size: 14px; line-height: 16px; padding: 0; margin: 0 0 16px 0; }
.main #content p.intro { font-size: 14px; line-height: 18px; padding: 0 0 22px 0; margin: 0 0 12px 0; border-bottom: 3px solid #ccc; }
#content h2 { font-size: 16px; line-height: 18px; font-weight: bold; margin: 0 0 4px 0; padding: 8px 0 0 0; color: #6d5b3e; border-top: 1px solid #ccc; }
#content h2.noBorder { padding: 0; border: none; }
.main #content h2 { font-size: 15px; line-height: 16px; margin: 0 0 12px 0; padding: 0; color: #ea7217; border: none; }
#content p.toTop { font-size: 11px; margin-bottom: 30px; }
#content ul.bulleted { margin: 0 0 15px 0; }
#content ul.bulleted li { font-size: 12px; line-height: 15px; margin: 0 0 10px 0; padding: 0 0 0 7px; background: url(../images/bul_text.gif) 0 6px no-repeat; }

#content ul.jumpList { margin: 0 0 24px 0; }
#content ul.jumpList li { font-weight: bold; font-size: 12px; line-height: 20px; margin: 0; padding: 0; }

#content hr { color: #ccc; background-color: #ccc; text-align: center; width: 100%; height: 1px; border: none; margin: 0; padding: 0; }
#content .hr.thick hr { color: #ccc; background-color: #ccc; text-align: center; width: 100%; height: 3px; border: none; margin: 0; padding: 0; }
#content .hr { padding: 0; margin: 0 0 12px 0; }

.twoColL { width: 317px; float: left; display: inline; margin: 0 28px 0 0; }
.twoColR { width: 317px; float: left; display: inline; }
#content .twoColL h1, #content .twoColR h1 { font-size: 20px; line-height: 20px; font-weight: bold; color: #ea7217; padding: 0 0 12px 0; margin: 0 0 9px 0; border-bottom: 3px solid #ccc; }
#content .twoColL h2, #content .twoColR h2 { font-size: 14px; line-height: 15px; font-weight: bold; color: #6d5b3e; margin: 0 0 8px 0; }
#content .twoColL h2.smallHead, #content .twoColR h2.smallHead { font-size: 12px; line-height: 15px; margin: 0; }
#content .twoColL p, #content .twoColR p { font-size: 12px; line-height: 15px; margin: 0 0 12px 0; }
#content .twoColL ul, #content .twoColR ul { margin: 0 0 18px 0; }
.twoColL li, .twoColR li { font-size: 12px; line-height: 15px; margin: 0 0 7px 0; padding: 0; }

.threeColOne, .threeColTwo, .threeColThree { width: 204px; float: left; display: inline; }
.threeColOne, .threeColTwo { margin: 0 25px 0 0; }
#content .threeColOne h2, #content .threeColTwo h2, #content .threeColThree h2 { font-size: 14px; line-height: 15px; color: #6d5b3e; font-weight: bold; margin: 0 0 8px 0; }
#content .threeColOne p, #content .threeColTwo p, #content .threeColThree p { font-size: 12px; line-height: 15px; margin: 0 0 12px 0; }
#content .threeColOne ul, #content .threeColTwo ul, #content .threeColThree ul { margin: 0 0 18px 0; }
#content .threeColOne li, #content .threeColTwo li, #content .threeColThree li { font-size: 12px; line-height: 15px; margin: 0 0 10px 0; padding: 0; }

.accordion { border-top: 1px solid #ccc; width: 462px; margin: 0; padding: 13px 6px 0 27px; background: url(../images/bkgd_accordion.gif) 1px 0 repeat-x; position: relative; }
#content .accordion h2 { font-size: 14px; line-height: 16px; margin: 0 0 4px 0; padding: 0; border: none; }
#content .accordion h2.headHover { color: #3f3320; cursor: pointer; }
#content .accordion p { margin: 0 0 24px 0; }
#content .accordion div { zoom: 1; } /* for IE */
#content .accordion div h3 { border-top: 1px solid #bab09d; padding-top: 14px; margin: 0 0 3px 0; }
#content .accordion div h3.noBorder { padding: 0; border: none; }
#content .accordion div p { margin: 0 0 12px 0; }
#content .accordion div p.webcast { margin: 0 0 24px 0; }
#content .accordion div p.webcast a { display: block; height: 17px; padding: 1px 0 0 30px; background: url(../images/icon_video.gif) 0 0 no-repeat; }
#content .accordion div p.podcast { margin: 0 0 24px 0; }
#content .accordion div p.podcast a { display: block; height: 17px; padding: 1px 0 0 30px; background: url(../images/icon_audio.gif) 0 0 no-repeat; }
#content .accordion span { position: absolute; top: 16px; left: 10px; width: 9px; height: 9px; overflow: hidden; background: url(../images/img_accordion-btns.gif) 0 -9px no-repeat; cursor: pointer; zoom: 1; z-index: 100; }
#content .accordion span.open { background-position: 0 0; }

.contactUs { width: 216px; padding: 10px 12px 18px 12px; margin: 0 0 24px 0; background: #f67c25; border: 1px solid #a2a2a2; }
.main .contactUs { width: 228px; padding: 10px 12px 18px 12px; margin: 0 0 24px 0; background: #f67c25; border: 1px solid #a2a2a2; }
.contactUs p { font-size: 12px; line-height: 16px; color: #fff; margin: 0 0 14px 0; }
.contactUs p.small { font-size: 11px; line-height: 12px; font-weight: normal; margin: 18px 0 -6px 0; }
* html .contactUs p.small { margin-bottom: 0; } /* for IE 6 */
*:first-child+html .contactUs p.small { margin-bottom: 0; } /* for IE 7 */
.contactUs .contactInner { width: 154px; background: #fff; padding: 8px 0 10px 10px; }
.contactUs .contactInner.wide { width: 180px; }
.contactUs .contactInner.wide p { line-height: 15px; margin-top: 1px; }
.contactUs .contactInner p { font-size: 14px; line-height: 18px; font-weight: bold; color: #f67c25; margin: 0; }
.contactUs .contactInner p a { color: #f67c25; }
.contactUs .contactInner p a:hover { color: #3f3320; }
.contactUs .contactInner p span { font-size: 13px; }

.related { width: 228px; padding: 10px 12px 18px 12px; margin: 0 0 24px 0; background: #c7dde8; border: 1px solid #a2a2a2; }
.related h3 { font-size: 15px; line-height: 18px; font-weight: bold; color: #2e576b; margin: 0 0 14px 0; }
.related .relatedInner { width: 206px; background: #fafcfd; padding: 8px 4px 10px 10px; }
.related .relatedInner p { font-size: 12px; line-height: 16px; color: #2e576b; margin: 0; }
.related .relatedInner p a { color: #2e576b; font-weight: bold; }
.related .relatedInner p a:hover { color: #3f3320; }

.moreInfo { width: 216px; padding: 10px 12px 18px 12px; margin: 0 0 24px 0; background: #f8f8f8; border: 1px solid #a2a2a2; }
.main .moreInfo { width: 228px; padding: 10px 12px 18px 12px; margin: 0 0 24px 0; background: #f8f8f8; border: 1px solid #a2a2a2; }
.moreInfo h3 { font-size: 13px; line-height: 18px; font-weight: bold; color: #533f20; margin: 0; }
.main .moreInfo h3 { font-size: 15px; line-height: 18px; font-weight: bold; color: #533f20; margin: 0 0 3px 0; }
.moreInfo p { font-size: 12px; line-height: 16px; color: #533f20; margin: 0; }
.moreInfo p a { font-size: 11px; font-weight: bold; }
.moreInfo hr { color: #acacac; background-color: #acacac; text-align: center; width: 100%; height: 1px; border: none; margin: 0; padding: 0; }
.moreInfo .hr { padding: 0; margin: 12px 0 12px 0; }

.quote { width: 192px; padding: 18px 12px 18px 12px; background: url(../images/bkgd_quote.gif) 0 0 no-repeat; }
.quote p { font-size: 14px; line-height: 18px; font-family: Georgia, Times, 'Times New Roman', serif; text-indent: -4px; padding-left: 4px; }
.quote p.attr { text-indent: -12px; padding-left: 12px; font-size: 11px; line-height: 12px; margin: 24px 0 0 0; }
img.quoteBtm { margin: 0 0 24px 0; }

#homeInner { border-left: 1px solid #a59984; border-right: 1px solid #a59984; width: 938px; margin: 0; padding: 30px 0 20px 20px; }

#homeInnerBtm { margin: 0; padding: 0; }

#tools { margin: 0; padding: 0; }
#tools h2 { color: #fff; font-size: 16px; font-weight: bold; margin: 0; padding: 1px 0 0 18px; background: url(../images/bkgd_toolstitle.gif) 0 0 no-repeat; width: 942px; height: 23px; }
* html #tools h2 { margin-top: -3px; } /* for IE 6 */
*:first-child+html #tools h2 { margin-top: -3px; } /* for IE 7 */

#toolItems { width: 960px; overflow: auto; background: #fff; }
#toolItems.cycle { width: 930px !important; height: 93px; overflow: hidden; position: relative; }
#toolsInner { width: 1640px; height: 93px; display: none; }
#toolTL { position: absolute; top: 0; left: 0; }
#toolTR { position: absolute; top: 0; right: 0; }
#toolBL { position: absolute; bottom: 0; left: 0; }
#toolBR { position: absolute; bottom: 0; right: 0; }
#tools #cycleWrapper { width: 945px; height: 112px; margin: -1px 0 0 0; padding: 5px 0 0 15px; background: #7a6644; position: relative; }
#toolPrev { position: absolute; top: 42px; left: 1px; cursor: pointer; }
#toolNext { position: absolute; top: 42px; right: 1px; cursor: pointer; }
#toolItems div.tItem { width: 214px; height: 83px; padding: 10px 4px 0 13px; border-right: 1px solid #ccc; float: left; display: inline; }
#toolItems div h3 { font-size: 12px; line-height: 13px; font-weight: bold; margin: 0 0 4px 0; }
#toolItems div p { font-size: 11px; line-height: 13px; margin: 0 0 4px 0; }

span.pdf { background: url(../images/icon_pdf-small.gif) 0 0 no-repeat; padding-left: 14px; }

#pageFootnotes { width: 960px; margin: 22px 0 0 0; }
#pageFootnotes p { color: #9c8e74; font-size: 10px; line-height: 12px; margin: 0 0 12px 0; }

#footer { width: 960px; margin: 22px 0 50px 0; }
#footer p { color: #9c8e74; font-size: 10px; line-height: 12px; margin: 0 0 12px 0; }


/* -------------------------------------------------------------------- */
/*  Added 12/02/09 for Work with experts video page                     */
/* -------------------------------------------------------------------- */
.vidBox { width: 492px; height: 185px; background: url(http://www.schwabcontent.com/si/WorkWithExperts/images/bkgd_vidbox.gif) 0 0 no-repeat; margin: 0 0 24px 0; }
.vidBoxLeft { width: 155px; height: 150px; display: inline; float: left; margin: 9px 25px 0 10px; background: url(http://www.schwabcontent.com/si/WorkWithExperts/images/img_vidboxfpo.gif) 4px 1px no-repeat; }
.vidBoxRight { width: 298px; display: inline; float: left; margin: 9px 0 0 0; }
.vidBoxRight img { float: left; display: inline; margin: 0 4px 4px 0; cursor: pointer; }
.vidBoxRight img.selectedVid { cursor: default; }
.vidBoxQuote { width: 261px; height: 72px; padding: 9px 0 0 9px; margin: 2px 0 0 0; background: url(http://www.schwabcontent.com/si/WorkWithExperts/images/bkgd_vidquote.gif) 0 0 no-repeat; }
#content .vidBoxQuote h3 { font-size: 12px; font-weight: normal; font-family: Arial, Helvetica, sans-serif; font-size: 12px; line-height: 15px; color: #5889a3; margin: 0 0 4px 0; background: #fff; }
#content .vidBoxQuote h3 strong { font-size: 14px; font-weight: bold; color: #6d5938; }
#content .vidBoxQuote p { font-size: 11px; line-height: 13px; color: #5889a3; margin: 0;  background: #fff; }
.vidBoxQuote div { display: none; }
.vidBoxQuote div.selectedQuote { display: block; }

/* ----------------------------------------------------- */
/*   styles for cluetip plugin                           */
/*   =cluetipClass: 'default' -- used for video tooltips */
/* ----------------------------------------------------- */

.cluetip-default {
	cursor: pointer;
  background: transparent url(http://www.schwabcontent.com/si/WorkWithExperts/images/bkgd_videotip.png) 0 0 no-repeat; );
}
* html .cluetip-default { /*for IE6*/
		background: transparent url(http://www.schwabcontent.com/si/WorkWithExperts/images/bkgd_videotip.gif) 0 0 no-repeat; );
}
.cluetip-default #cluetip-outer {
  position: relative;
  margin: 0;
}
.cluetip-default h3#cluetip-title {
  margin: 9px 0 3px 9px;
  padding: 0;
  font-size: 14px;
  font-weight: bold;
  color: #fff;
}
.cluetip-default #cluetip-title a {
  color: #fff;
  font-size: 11px;
}  
.cluetip-default #cluetip-inner {
  padding: 0 0 0 9px;
	color: #fff; 
}
.cluetip-default div#cluetip-close { 
  text-align: right;
  margin: 0 5px 5px;
  color: #fff;
}

/* -------------------------------------------------------------------- */
/*  Added 12/02/09 for Contact us page                                  */
/* -------------------------------------------------------------------- */
#contactForm { color: #533f20 !important; width: 385px; font-size: 11px; margin: 16px 0 0 0; }
#contactForm td { padding-bottom: 6px; font-size: 11px; text-align: left; vertical-align: top; }
#contactForm td.labelCell { width: 138px; }
#contactForm td.inputCell { width: 247px; }
.beforeHead { padding: 0 0 13px 0 !important; }
#firstname, #lastname, #phone, #street, #street2, #city, #zip, #email, #firmname, #clients, #referral { border: 1px solid #7d7d7d; font-size: 11px; color: #533f20; width: 213px; padding-left: 2px; height: 18px; font-family: Arial, Helvetica, sans-serif; }
#content #contactForm .posRadios td { padding-top: 6px;}
#content #contactForm .posRadios td p { font-size: 11px; margin: 0 0 5px 0; }
#assets { margin-bottom: 7px; }
#comments { border: 1px solid #7d7d7d; font-size: 11px; color: #533f20; width: 213px; padding-left: 2px; font-family: Arial, Helvetica, sans-serif; }
#contactForm td.formButtons { text-align: right; padding: 10px 30px 0 0; }
span.req { color: #f58025; }
span.note { font-size: 10px; }
#genErr, #firstErr, #lastErr, #phoneErr, #zipErr, #aumErr, #firmErr, #charErr { display: none; color: #ed1c24;  }
#errList { margin: 0; padding: 0; list-style-type: none !important; background: none !important; }
#errList li { list-style-type: none !important; background: none !important; margin: 0 0 3px 0; }
#contactForm select { font-size: 11px; }
#contactSubmit { width: 57px; height: 18px; background: url(../images/btn_submit.gif) 0 0 no-repeat; }
.contactUs p.large { font-size: 14px; line-height: 18px; margin-bottom: 18px; }